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题目:
In many countries students who leave high school have no understanding of how to manage their money. Why is this case? What can be done to improve students understanding of how to manage personal finance ?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Write at least 250 words.
范文:
Although consumerism is a form of seduction, its prevalence has already been affecting consumers worldwide, especially those in the young generation. The negative part of the story is that young adults are often caught in consumptive traps and put in huge debts due to the lack of knowledge in personal financial management after high school. It is necessary to understand the reasons of the difficult situation and find precautions.
Students are indeed innocent because of the ignorance of schooling and parenting on this issue. Despite the popularity of business subjects in universities, topics on managing personal wealth are hardly mentioned in primary and secondary education when academic subjects and physical programs have been being emphasized for decades. No one seemed to foresee its importance and bad consequences. More decisively, domestic education on this matter is also weak in most families and only can the offspring of merchants have, maybe better but still inconsistent, talks and lectures about views on money.
To help the existing debt slaves and prevent more to come, several parties need to work together and help build up basic financial management abilities. Government should restrict the overgrowth of consumerism through infiltrating happiness does come from wealth and possession of materials, and promote other industries rather than only manufacture and trade. Such policies prevent the lure of purchase and help young adults control their desire of consumption in the social background. Schools and families should hence foster children’s sense in coping with pocket money once they reach the age of reason and help acquire some specialized knowledge in Financing.
To conclude, several factors contribute to the lack of money management among high school graduates, and aforementioned measures may contribute to new citizens with a good start wherever they are heading for, the universities or their first jobs.